Buying a home is rarely just about finding a property. The financing can determine whether a deal fits a buyer’s budget, how much cash is needed at closing, and how comfortable the monthly payment will be. That is why people researching Leiman Mortgage Network are likely looking for more than a company name. They want to know what the brokerage does, where it operates, what types of financing it handles, and how to evaluate it before applying.
Leiman Mortgage Network is a mortgage brokerage based in Lakewood, New Jersey. Its public company profile says it was founded in 2005 and works with residential and commercial mortgages, private lending, and short and long term financing. The company also says it is licensed and registered in New Jersey and New York. Those claims should be checked against the relevant state licensing databases before a borrower submits an application.
What Leiman Mortgage Network Actually Does
The simplest way to understand the company is as a mortgage broker rather than a traditional retail bank. A broker can help borrowers explore financing and work through the application and closing process. The exact lenders, rates, fees, and loan programs available to an individual borrower will depend on the transaction and underwriting requirements.
Leiman’s public company information lists residential mortgages, commercial mortgages, financing, real estate investments, and related real estate services among its specialties. It also describes private lending and both short term and long term mortgages.
That range is worth paying attention to because not every borrower has the same needs. A first time homebuyer purchasing a single family property may need a very different loan from an investor purchasing a multifamily building. A borrower refinancing an existing property has another set of considerations, including the current loan balance, equity, closing costs, and the reason for refinancing.
The Loan Options Can Vary by Borrower
Public information about Isaac Gluck, a loan officer associated with Leiman Mortgage Network, lists purchase and refinance financing and several loan types, including FHA, VA, jumbo, adjustable rate, renovation, interest only, and fixed rate mortgages. His profile also lists single family homes, townhomes, condominiums, and multifamily properties among the property types served.
This does not mean every borrower will qualify for every program. FHA and VA loans, for example, have specific eligibility and underwriting requirements. Jumbo financing can involve different credit, income, reserve, and down payment expectations. Adjustable rate mortgages may offer different initial pricing from fixed rate loans but carry future payment risk.
For that reason, borrowers should ask for actual loan estimates rather than relying on a general list of products. Two mortgages can have similar advertised rates while producing different overall costs once points, lender charges, broker fees, mortgage insurance, and other closing expenses are included.
| Bio | Details |
|---|---|
| Company Name | Leiman Mortgage Network |
| Founded | 2005 |
| Location | Lakewood, New Jersey |
| Industry | Mortgage & Financial Services |
| Services | Residential, Commercial & Private Mortgages |
| Known For | Mortgage Financing Solutions |
| President | Nick Leiman |
| Website | Verify current official source |
Why Comparing the Full Cost Matters
The interest rate gets most of the attention, but it is not the whole mortgage.
Suppose one lender offers a lower rate but requires substantial discount points. Another offers a slightly higher rate with fewer upfront charges. The first option could make sense for someone planning to keep the loan for many years, while the second might be more attractive to a borrower expecting to move or refinance sooner.
The Annual Percentage Rate, or APR, can help with this comparison because it incorporates certain costs beyond the stated interest rate. Even then, borrowers should read the Loan Estimate carefully and compare the same loan amount, term, down payment, and property assumptions.
A useful conversation with a mortgage professional should cover more than “What rate can I get?” Ask what the estimated monthly payment includes, whether mortgage insurance applies, what cash is needed at closing, whether the rate is locked, how long the lock lasts, and what could cause the final terms to change.
What Public Reviews Tell You and What They Do Not
Online reviews can provide useful clues about customer service, particularly when multiple reviews mention similar experiences. Birdeye currently displays a 5.0 rating for Leiman Mortgage Network based on 341 reviews, with reviews attributed largely to Google.
Recent review listings mention employees including Nick and Isaac and commonly discuss communication, patience, responsiveness, and assistance during the mortgage process. Loc8NearMe, for example, displays reviews from August and September 2025 describing customers’ experiences with Isaac Gluck and Nick.
Reviews should still be treated as one piece of the decision. A positive customer experience does not tell you whether a particular mortgage has the lowest available cost for your situation. Nor does a review score establish that every borrower will receive the same service.
A better approach is to use reviews to evaluate communication and professionalism, then use official loan documents to evaluate the financial side of the transaction.
Who Is Behind the Brokerage?
Nick Leiman is publicly associated with the company and is identified as its president in professional profiles. His LinkedIn profile lists Leiman Mortgage Network among his professional experience.
There is also a long public record connecting the company with the mortgage industry. A 2010 Federal Register document lists Leiman Mortgage Network in a mortgage related enforcement proceeding record, while a 2009 Federal Reserve submission contains comments from Nick Leiman concerning mortgage broker compensation rules. These records are historical and should not be interpreted as current evidence about the company’s performance or present licensing status.
The Pension Benefit Guaranty Corporation also lists a Leiman Mortgage Network LLC Cash Balance Plan. This confirms a corporate record under that name but does not say anything about mortgage pricing or customer satisfaction.
A Detail Borrowers Should Verify Before Visiting
One practical issue deserves attention: public listings show different Lakewood addresses.
LinkedIn currently lists 525 E County Line Road, Suite 8, Lakewood, NJ 08701, while Birdeye and several local directories list 1650 Lexington Avenue, Suite 8, Lakewood, NJ 08701.
That does not necessarily mean one listing is wrong. Businesses can move, maintain more than one address, or leave older directory information online. However, borrowers should confirm the current office address through the company’s official website or directly with the brokerage before making an in person visit.
The same principle applies to phone numbers, licensing information, and loan programs. Mortgage information can change, so current documentation is more reliable than an old directory listing.
Questions to Ask Before Choosing a Mortgage Broker
If you are considering Leiman Mortgage Network or another broker, ask for a written comparison rather than making the decision from online reviews alone.
Ask which lenders may be considered for your loan, what compensation or fees the broker receives, whether the quoted rate is locked, how long the lock remains valid, and what happens if the closing is delayed.
You should also ask for a Loan Estimate and compare it with at least one competing offer when possible. Look closely at the interest rate, APR, origination charges, points, lender credits, mortgage insurance, estimated cash to close, and projected monthly payment.
For an investment or commercial property, the questions become more specific. Ask about minimum down payment, property type restrictions, debt service requirements, reserves, appraisal requirements, prepayment penalties, and whether the financing is fixed or adjustable.
The Practical Takeaway
Leiman Mortgage Network has a long-standing public presence in Lakewood and advertises a broad range of residential, commercial, and private mortgage services. Its online reviews also show a substantial amount of positive customer feedback.
For a prospective borrower, however, the most useful question is not simply whether the company has good reviews. The better question is whether the specific loan offered is competitive for your circumstances. Get the terms in writing, compare the Loan Estimate with other options, verify current licensing and contact information, and make the decision based on the complete cost of borrowing rather than the headline interest rate.
